Buying your first home is a major undertaking. So how do you know which deal will be best for you? There are so many factors to take into consideration.
Here we provide you with what you need to help make your decision as a first time buyer.
If you are a first-time buyer, no doubt you will have a lot of questions to ask. Should I go to a bank, a building society or a specialist lender? What is a fixed rate, a capped rate, a variable, discount or a tracker? How much can I borrow, and how much will it cost me? Our website contains a mortgage calculator that will instantly tell you what your monthly repayments would be on any given mortgage, so they provide a useful starting point.
And remember, there are plenty of specific first-time buyer mortgages out there these days, including shared ownership, guarantor mortgages and 100% (or no-deposit) products. Mortgages are also available for Key Workers, and in some instances you can buy with a Housing Association.
If you would like to know what type of interest rates are available to you, call our adviser and we will gladly assist you.
Mortgage Saints Ltd is an appointed representative of Home of Choice Ltd which is authorised and regulated by the Financial Services Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage
